AxionCrest's mortgage services facilitate leveraged real estate acquisition, using debt as a tool for wealth amplification while maintaining conservative loan-to-value (LTV) ratios to avoid over-leveraging.
Key Offerings:
01
Conventional Mortgages
Fixed or variable rates with amortization schedules tailored to cash flow needs.
02
Refinancing Options
Lower interest rates via rate-and-term refinances, reducing effective yield on debt.
03
Bridge Loans
Short-term financing for property transitions, with quick drawdowns.
04
Green Mortgages
Discounted rates for energy-efficient homes, promoting sustainable leverage.
05
International Mortgages
Cross-border loans for expats, hedged against currency fluctuations.
Regional Offers and Pricing:
01
North America
30-year fixed at 5.8%–7.2% APR; LTV up to 95%; closing costs 1%–2% of loan amount.
02
Europe
25-year fixed at 3.2%–4.8% APR; LTV up to 80%; fees include notary costs averaging €1,500.
03
Asia-Pacific
ARMs at 3.5%–5.5% APR; LTV up to 90%; stamp duties vary by country (e.g., 1% in Singapore).
04
Middle East & Africa
Islamic mortgages (Murabaha) at 4.0%–6.0% effective rate; LTV up to 85%.
05
Latin America
Adjustable rates at 6.5%–8.5% APR; LTV up to 70% to account for economic volatility.
Explanatory Benefits:
Mortgages at AxionCrest amplify *return on equity (ROE)* by using borrowed capital, while our digital platform enables instant pre-approvals and automated payments, ensuring liquidity preservation.
